About

At Lumi, we believe business finance should be simple, flexible, and built for today’s pace. That’s why, since 2018, we’ve been on a mission to empower Australian businesses to grow with finance that fits. We saw how complex and slow traditional finance could be – so we created a smarter alternative. Powered by our own technology, Lumi delivers fast decisions, fair rates, and funding solutions that flex, scale and support businesses at every stage. From our customisable Business Loan to our market-leading Line of Credit – now offering up to $1 million in funding – we’re making growth more accessible than ever. And with Embedded Finance, we’re integrating funding directly into the platforms businesses already use – making access seamless and stress-free. We’re proud to be recognised as Small Business Lender of the Year at the 2025 WeMoney Awards – a reflection of our continued commitment to helping Australian SMEs thrive. We’re not just lenders. We’re growth partners and innovators. So far, we’ve backed over 15,000 businesses, partnered with 6,000+ brokers, funded more than $1.5 billion, and earned a Net Promoter Score of 88.